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Interest Rates

Harford Bank’s Weekly Commercial Deposit Interest Rates

Effective Thursday 6/14/2018 thru Wednesday 6/20/2018
Interest Rates Reviewed Weekly

Interest Rate%

APY%*

Savings
Commercial Statement Savings .08 .08
Commercial Money Market
Under     –   2,500 .08 .08
2,501      –   25,000 .08 .08
25,001    –   50,000 .08 .08
50,001    –   100,000 .12 .12
100,001  –   Over .17 .17

Interest Rate%

APY%*

Premium Commercial Checking
Under   – 35,000 .00 .00
35,001 – 50,000 .08 .08
50,001 – 100,000 .12 .12
100,001 – Over .17 .17

Interest Rate%

APY%*

Select Checking (Sole Proprietors and Non Profit Organizations Only)
.02 .02
Business Trust Accounts
IOLTA (Checking Account) .17 .17
MAHT  (Checking Account) .17 .17

Interest Rate%

APY%*

Certificates of Deposit (Minimum Deposit $1,000)
31 Day .10 .10
91 Day .25 .25
6 Months .55 .55
9 Months .70 .70
12 Months 1.39 1.40
15 Months 1.45 1.45
18 Months 1.49 1.50
21 Months (New Money Only, $5,000 minimum deposit) 1.985 2.00
23 Months (Step-Up)* 1.54 1.55
24 Months 1.59 1.60
30 Months 1.65 1.65
36 Months 1.74 1.75
48 Months (Step-Up)* 1.985 2.00
60 Months 2.38 2.40

* The Interest Rates and Annual Percentage Yields (“APY”) are accurate and effective as of the date(s) shown at the top of this page. Except for certificates of Deposit (excluding the 23 and 48 month Step-Up), the accounts above are variable rate accounts and, at the Bank’s discretion, rates and yields are subject to change without notice after the account is opened. Fees may reduce earnings on the account. For Certificate of Deposit, a penalty may be imposed for early withdrawal. Step-up CD customers have the option of changing the interest rate one time during each term. The new interest rate paid will be the rate in effect at Harford Bank for Step-up CD accounts on the date the customer exercises the option. If Harford Bank no longer offers Step-up CD accounts, the new interest rate will be the interest rate offered for comparable regular certificates of deposit. See Harford Bank’s Consumer Deposit Agreement and Schedule of Current Fees for any terms, conditions, and fees associated with the accounts listed above.
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